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Tips for Buying New Cars


There are a lot of things that you need to know when going out and looking at new cars in the hope of taking one home with you. You need to know how to locate, price and negotiate in order to buy a new car that you truly want. By following these tips here, you might be able to save yourself thousands of dollars and make the entire process a lot quicker and even fun. These tips will also help put you in charge when it comes to the deal making process and that gives you a feeling of empowerment and that's a good feeling. However, first things first, with so many new cars out there, you need to decide first on what kind of car you want to buy. And you can do that by doing the following:

1. How many passengers will be in the car?
2. What kind of driving do you do, off road, surface streets, highway, etc.?
3. Do you have to drive on ice or in snow?
4. Do you have long commutes?
5. What safety features are most important to you?
6. Do you need a lot of storage space?
7. Will car seats for children be used?
8. Will you ever be doing any kind of towing?
9. How much parking space or garage space do you currently have?
10. Set your budget. Unless you are paying cash, which is highly unlikely you need to think about your finances and either how you are going to finance your purchase or lease. You need to know realistically just how much you can afford each month.
11. Know if you want to buy or lease one of the new cars you might be interested in. They both have their pros and cons and you need to know them. With leasing you can drive a lot more expensive car for a lot less money. You can always drive a new car with the newest technology every so many years and there are no trade in hassles at the end of each lease. With buying there is more flexibility to sell whenever you like. You can modify the car any way you like. There are no mileage penalties and over time your overall expenses will be much less.
12. Make sure to know all the costs of owning a new car. So, before you commit you need to consider depreciation, insurance costs, maintenance and fuel costs along with the payments.

Next thing you need to do after you have gone through the above list is to get yourself approved for a car loan. This is a powerful step when looking at new cars and buying one. You should get approved for a loan from your bank, credit union or an online lender. If the interest offered seems extremely high, then you will know there is something wrong with your credit history and you should get it resolved first before getting a loan for a new car.

The next thing you should do is to price the car you want and your trade in if you have one. You should know that the price of new cars are normally negotiable. Know how much your trade in is worth and also know what the average price is that people are paying in your area. You can figure this out by going to Edmunds.com.

Find the car you are most interested in. You need to try and be as flexible as you can about different options and the color. The wider range you have to pick from the easier it is going to be to find the right car that you can afford.

Look for price promises and check dealership Internet departments. You should look for Price Promise offers on the car of your liking, print it out and then take it with you to the dealership to help you conclude your deal. It is probably a good idea to call the dealership ahead to make sure that the car is still available. When there is a Price Promise program at a dealership it assures the buyer that there is a guaranteed and up front price on a certain car that they can't go back on.

Always try to negotiate a lower price on the car, especially if there is no Price Promise offered. You can do this by getting some Internet price quotes from at minimum of three other local dealers. Then you can take the lowest price you see and call the dealership that has the car you want and tell them if they can beat the price then you want to buy the car from them.

Make sure to review all the new car fees and check for dealer financing. Not only do you have to pay for the price of the car but you will also have to pay for sales tax, registry fees and doc or documentation fees. Then there is dealer financing and even if you got pre-approved for a loan earlier, if their financing turns out to be less you should consider going that route.

If the price is right, fees look right and the financing is good then you are ready to say yes to the deal. However, before you sign the paperwork you might want to have signing the paperwork at your home and even ask if the dealer can deliver your car to your home. If you do have them deliver the car make sure to check it for any dents or scratches before you sign on the dotted line. Also, make sure that your new car comes with a full tank of gas because it should. Before you go out and drive your new car on your own it's always a good idea to have the salesperson go over the car with you by giving you a tour of your brand new car. Sure there is a manual but leave that for later. Have the salesperson show you how to connect your phone to the car, how to set up Bluetooth and show you how to use all the other important features and any safety devices. When you are done with all of this, have fun and enjoy your new car.





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